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Achieving Your 2024 Homeownership Goals: 5 Resolutions for First-Time Buyers

Thursday, December 28, 2023   /   by Madison Tracy

Achieving Your 2024 Homeownership Goals: 5 Resolutions for First-Time Buyers

The dawn of 2024 brings new aspirations, and if your goals involve purchasing your first home, there are essential steps to pave the way. As interest rates climb, making monthly payments challenging, and mortgage requirements become more stringent, first-time buyers face unique hurdles. To set yourself on the path to homeownership success, consider these five resolutions for the coming year:

2024 goals.png

1. Work on Your Credit Score

Elevate your credit score by reducing debt.
Regularly monitor your credit for accuracy and progress.

2. Pay Down Debt

Strategically focus on paying off one debt at a time.
Prioritize high-interest debts to enhance financial health.

3. Save for Your Downpayment

Build a downpayment fund to improve your debt-to-value ratio.
Explore local resources offering downpayment assistance.

4. Avoid Large Purchases

Sidestep nonessential purchases to preserve funds.
Concentrate on accumulating resources for your downpayment.

5. Avoid Starting a New Job

Maintain job stability for a minimum period.
If job changes are unavoidable, provide documentation to mitigate potential impacts. 

As you embark on your journey toward homeownership, don't forget to look into resources such as RealtyPlus, which we proudly offer a *$10,000 credit towards closing costs. Each resolution brings you closer to the keys to your dream home. Stay tuned for more insightful tips on navigating the real estate landscape! ??? #HomeownershipJourney #NewYearNewHome ??



*Terms and conditions apply. Closing credit is based on a percentage of the loan amount. The closing credit is equal to 35% of the buyer side realtor commission, less the $500 administrative fee, credited to the buyer at closing. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines. All Agents have been independently vetted to meet performance expectations required to participate in the program. If clients are currently working with a real estate agent, this rebate will not apply. The RealtyPlus program is not available in Alabama, Alaska, Iowa, Kansas, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. Rebate checks will be issued within 30 days of loan closing if the buyer prefers to be paid after closing. The RealtyPlus rebate is offered by RealtyQuest Inc., a licensed real estate broker. Clients must be referred to a RealtyPlus Network Partner for mortgage and realtor services. Additional restrictions/conditions may apply. Offer subject to change or cancellation without notice.



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600 5th Ave. S., Suite 102
Naples, FL 34102
239-471-4740


Branch Office:
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Estero, FL 33928

The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright 2024. Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it. The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification.
2024 Royal Palm Coast REALTORĀ® Association. All rights reserved. Information has not been verified, is not guaranteed, and is subject to change. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) of the Florida Gulf Coast Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Patti White - RealtyQuest Inc IDX logo and detailed information about them includes the name of the listing brokers. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Last Updated: 2/24/2024 7:47 PM CST
The data relating to real estate for sale on this limited electronic display comes in part from the Southwest Florida Multiple Listing Services. Properties listed with brokerage firms other than Patti White - RealtyQuest Inc are marked with the BR Program Icon or the BR House Icon and detailed information about them includes the name of the Listing Brokers. The properties displayed may not be all the properties available through the BR Program. The source of this real property information is the copyrighted and proprietary database compilation of the participating Southwest Florida MLS organizations and is Copyright 2017 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it. Some properties that appear for sale on this limited electronic display may no longer be available. For the most current information, contact Patti White - RealtyQuest Inc Data last updated 2/24/2024 7:47 PM CST.
The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright 2024. Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it. The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification.
mls logoĀ© 2024 My Florida Regional MLS DBA Stellar MLS, Inc.. All rights reserved. The data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of My Florida Regional MLS DBA Stellar MLS, Inc. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law.2/24/2024 7:47 PM CST
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